Need an appraisal in Vail or Pima County?
Here are the top seven reasons AZ homeowners hire Kelly A. Norvelle:
Do you own a house in or near Vail? Do you need help deciding the value of your real estate?
We at Kelly A. Norvelle understand the particular needs of a consumer looking for appraisal services. Our regular business clients get the appraisal process and the usual "products" we deliver to them. But as a consumer,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Kelly A. Norvelle are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. Kelly A. Norvelle is experts in helping folks just like you abolish unwanted and unneeded PMI insurance.
Challenge Pima county's assessment of your property
Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Kelly A. Norvelle is your strongest weapon.
Recently got a freeze your HELOC?
Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Kelly A. Norvelle can provide you with a professional appraisal to help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for precision, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.